Fuel Your Business Growth
Get the capital your business needs to grow. Checking rates takes a few minutes and won't impact your credit score.
About Us
About Beacon Hill Credit
Beacon Hill Credit delivers tailored funding solutions to help Rhode Island businesses achieve their growth objectives. Our team of financial experts brings decades of industry experience to create funding packages that align with your specific needs.
Real-Time Tracking
Monitor your application status through our secure dashboard with instant updates. Our transparent process shows exactly where your application stands and when your funds will arrive.
No Commission Model
Our advisors work on salary, not commission, ensuring you receive unbiased recommendations focused on your business needs. We prioritize long-term relationships over short-term gains.
Competitive Rates
Benefit from our industry relationships to secure the most competitive rates available. Our streamlined approval process eliminates unnecessary paperwork, getting you funded faster.
Our Products
Funding Solutions
Our financial products are designed to address specific business challenges and opportunities. Each solution aligns with your cash flow patterns.
Business Line of Credit
Flexible capital access with payments based only on what you use.
Requirements
2+ years in business and good to excellent credit
Equipment Financing
Acquire essential equipment while preserving your working capital.
Requirements
2+ years in business and new or used equipment purchase
Working Capital Loan
Quick operational funding with terms aligned to your revenue cycles.
Requirements
2+ years in business and $20K in monthly revenue
Testimonials
Client Stories
"Beacon Hill Credit approved our application in just 48 hours when we needed inventory financing. Their team was responsive and professional throughout the process, and we received $75,000 in funding with terms that worked perfectly for our retail business in Providence."
Jennifer Blackwell
Owner, Rhode Island Home Furnishings
"The rates Beacon Hill Credit offered for our equipment financing were 2% lower than competitors. This saved us $12,000 over the term and enabled us to purchase the commercial kitchen equipment we needed for our restaurant in Warwick. Their straightforward approach made the entire process efficient."
Michael Reeves
Managing Partner, Ocean State Bistro
"What impressed me most about Beacon Hill Credit was their transparency. They clearly explained all terms and fees upfront, with no surprises. We've been working with them for three years now, and they've become trusted advisors for all our funding needs in the Providence area."
Sarah Winters
CEO, Narragansett Digital Solutions
"When a major contract required immediate equipment upgrades, Beacon Hill Credit delivered $250,000 in funding within 5 business days. This quick response prevented project delays and helped us meet our client's deadline, ultimately securing a long-term contract for our construction business in Cranston."
Robert Mendoza
Operations Director, Ocean State Builders Group
"The online application took just 15 minutes to complete, and Beacon Hill Credit's team guided me through each step. With the $125,000 working capital loan, we expanded our product line by 40% and increased quarterly revenue by $180,000 for our manufacturing business in Pawtucket."
Elizabeth Chen
President, Blackstone Manufacturing Solutions
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